ATV Insurance

Adams Insurance Advisors offers affordable options for specialized ATV insurance to protect you and your vehicle. Some states require ATVs to be registered and proof of liability insurance provided at registration. Make sure to follow all state regulations and guidelines for off-road vehicles.

Off-road vehicles require coverage beyond your auto or home policies. We offer coverage options for:

  • All-terrain vehicles (ATVs)
  • Utility vehicles (UTVs)
  • Golf carts
  • Trail bikes
  • Dune buggies
  • Segway

What does my insurance policy cover?

  • Help pay for physical damage to your vehicle
  • Help pay if your vehicle is stolen.
  • Liability coverage to help pay for damage to another person's property
  • Assist with payments if someone is injured in an accident.

An agent can help you to determine the right amount of coverage so that you don't overpay for coverage you don't need or at risk of paying more out of pocket due to not having enough insurance coverage.


As a member of the AIA family, you have access to a dedicated insurance professional to help you with all aspects of your coverage, from obtaining a quote to filing a claim. Start a quote request and one of our agents will be in touch.