![YouTube video](https://i.ytimg.com/vi/hhhmWlCHRq8/hqdefault.jpg)
Ask yourself these questions:
- What would happen to your family if you were to die prematurely?
- Would they be able to maintain their current lifestyle?
- Can your family afford your children's college tuition?
- Would your spouse be able to shoulder the load with one income?
What else can life insurance cover?
- Pay federal death and estate taxes
- Make a charitable donation
- Create an inheritance for your heirs
- Pay final expenses
Products we offer
![Family care concept. Hands with paper silhouette on table. life insurance](https://www.aiainsures.com/wp-content/uploads/sites/148/bb-plugin/cache/iStock-1290693328-life-panorama-f4c68e2bf0c25afccb157f62b44d52e3-6022db91a3fef.jpg)
Term Life
Life insurance protection for a specific period of time. Terms up to 30 years, with payout if death occurs during the term.
![African child girl drawing with pencils having fun with dad life insurance parent](https://www.aiainsures.com/wp-content/uploads/sites/148/bb-plugin/cache/iStock-1135353626-panorama-61815b67db9d37ce572e23ff535d9d35-605e2d056dc7f.jpg)
Whole Life
Guaranteed death benefit and guaranteed premium as long as the premium is paid. Can accumulate cash value.
![Family talking with counselor Happy young family sitting on couch and talking with family counselor. Smiling parents with adopted children discussing with counselor. Multiethnic family meeting a financial agent.](https://www.aiainsures.com/wp-content/uploads/sites/148/bb-plugin/cache/iStock-691524138-Insurance-General-panorama-837e010937300f7a6f736364c11509cb-605e2fef68d59.jpg)
Universal Life
Adjustable premiums give you the option to adjust premium payments to fit your current financial situation.