What Information We Collect
We may collect “non-public personal information” about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us, our affiliates or others; and
- Information we receive from consumer reporting agencies.
What Information We Disclose
We are permitted by law to share information about our experiences or transactions with you (such as your account balance and your payment history with us) with companies related to us by common control or ownership (“affiliates”). Affiliates would include financial service providers such as banks and insurance agents, as well as other affiliated entities that provide services to us.
We also are permitted by law to disclose non-public personal information about you to unrelated third parties in certain circumstances. For example, we may disclose non-public personal information about you to such third parties for our everyday business purposes such as to process transactions, maintain account(s), respond to court orders and legal investigations, report to credit bureaus, as authorized by you, or as otherwise permitted by law. In addition, we may disclose all of the information we collect as described above to service providers that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. These third parties are responsible for treating your personal information as confidential. Because of the limited ways we share information, there is no need for you to take any action, such as giving us an opt-out notice.
If, at any time, you close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
Our Security Procedures
We also take steps to maintain appropriate security standards and procedures regarding unauthorized access to customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We update and test our systems to improve the protection of customer information and to maintain its integrity. We maintain physical, electronic, and procedural safeguards that are governed by federal standards.