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Insuring nebraska and Colorado for over 100 years

Adams Insurance Advisors is a 5th generation family-owned independent insurance agency serving Nebraska and Colorado.

Why Choose an independent insurance agency?

Unlike a captive (or direct) insurance company that only offers its proprietary insurance products, independent insurance agents can access multiple carriers and their products. Adams Insurance Advisors' independence allows us to provide you with unbiased solutions and advice to meet your insurance needs.


A common misconception about working this an independent insurance agency is that we charge our customers a fee for our services. AIA never charges our customers for our services or products. You are billed directly by the carrier.

What Our Customers are Saying

Zach Fuller provides timely communication and excellent customer service. I appreciate the time he took to help me compare different policies so I could choose...
a year ago
Dalton Simmerman
Diana was amazing and super helpful throughout the entire process. HIGHLY recommend talking to AIA!
2 years ago
Dillon Higgins
They're very personable and know insurance!
4 years ago
Conner Orourke

Resource Center

Insurance can be confusing, but we're here to help you sort it out. Here are some articles to help you through the ins and outs of insurance, and tips to save you time and money!

Motorcycle rider

Motorcycle Safety Tips for Riders and Drivers

Enjoy the open road with these safety tips for motorcycle riders and automobile drivers. Share the road and stay safe during the riding season. According to the National Highway & Traffic Safety Administration, there were 5,014 motorcyclist deaths. 29% of riders did not use a DOT-compliant motorcycle helmet, and 30% […]

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credit health and insurance in Ogallala STATE | Adams Insurance Advisors

What does your credit have to do with your insurance rates? 

Simply put, smart credit practices can help your insurance rate. The purpose of credit scores used in lending indicates the probability of someone becoming 90 days late on any credit obligation within 24 months. Insurance companies use credit-based insurance scores to help predict whether you’re likely to file an insurance […]

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landlord insurance in Ogallala STATE | Adams Insurance Advisors

5 Rules Every Landlord Should Live By

Here are 5 rules that every landlord should live by. Following these simple guidelines can save you time, money, and headaches if you’re considering being a landlord or currently are one. Do your due diligence when purchasing a rental property Buying the cheapest property for an investment rental property without […]

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